Main Applicant - Personal Information
Required fields are marked with a *
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Main Applicant - Employment Information
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Main Applicant - Banking/Financial Information
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Main Applicant - Income & Expenditure
Enter the amount only. Do not insert "R"
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//////Monthly Living Expences
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Upload Documents
Please select your preferred application capacity. Each selection will show you the documents needed.*
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- Copy of ID (if ID card copies of front and back)
- Latest 3 months’ salary slips
- Latest 3 months’ complete stamped bank statements reflecting salary deposits
- Latest 6 months’ salary slips
- Latest 3 months’ stamped bank statements reflecting salary deposits
- Valid signed rental contract (contract period minimum of 12 months)
- 6 months bank statements reflecting rental deposits
- Rental schedule reflecting expenses & income
- Copy of ID & Passport
- Work permit
- Latest 6 months’ salary slips
- Employment contract
- Latest 6 months stamped bank statements reflecting salary deposits
- Auditor’s letter confirming monthly drawings & share percentages per director
- Last 3 years signed comparable financial statements from accountant
- Latest signed management Accounts not older than 2 months (if financials are older than 6 months)
- Latest 3 months stamped personal bank statements
- Latest 6 months stamped business bank statements
- Signed personal Assets & liabilities statement
- If possible, Last 3 year’s personal ITA34 from SARS
- (Trust, CC, PTY) Depending on the Legal Entity the Relevant Company / Trust doc’s are required
- Share certificate
- If Non trading – “Non-trading & dormant” letter from accountant
- If trading – signed financial statements & updated management statements required
- Market related quotation / Breakdown of costs (on contractor’s letterhead)
- Copy of Approved / Provisional Plans
- Signed Building Contract
- Minimum Specifications and Schedule of finishes
- Valid NHBRC Certificate
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Declaration and Consent
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I confirm that the information furnished in this application and declaration is true and correct and that I am authorized to provide same on any other party's behalf for the purpose of this application. I undertake to inform the financial institution of any facts or circumstances that could prejudice the Lender's rights and I will immediately advise the Lender if any of my information changes. I certify that I am not under debt review, an administration order, have ever been declared insolvent, been sequestrated, or signed surety. I confirm that I have been informed of the benefits related to the payment of a deposit on the purchase price of the property. I hold no other citizenship's and residencies for local or international tax purposes other than disclosed in this application and will inform the lender in writing of any change of this status within 30 days.
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For purposes of processing this home loan application, the applicant hereby gives consent to the Originator and/or Bank / Lender / Financial Institution to:
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1. Obtain from any registered credit bureau all personal information, credit history and data relating to my credit profile to determine my creditworthiness and submit to any registered credit bureau all personal information relating to this application;
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2. Request my bank statements from any financial institution;
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3. Request my payslip from my employer;
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4. Forward my contact information to an independent insurance company with the intention of offering me insurance and estate planning products related to this application;
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5. Do you or a close associate or a family member hold a prominent political function such as a senior member of government or politician, senior government administrator, ambassador, head of a SOE, judge or similar or do you hold a prominent public position in a foreign country such as a member of a royal family, government official or senior politician, or leader of a political party or you have a business relationship with one.
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6. Where applicable, verify my educational qualifications through information obtained from third-party qualification data providers;
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7. Provide me with direct electronic marketing offers related to this application, which may include further loans, financial products on offer for this home loan in the event of it being successful;
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8. Share all personal information, as specified above, and gathered in respect of this application with the Estate Agent, Bond Attorney, Financial Switch Operator, department of Human Settlements and its Development Finance Institutions (where applicable);
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9. Process my special personal information, including my ethnic group, bio-metric information, and health information for research and statistical purposes;
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10. Transfer my data cross border to a third party for purpose of hosting the data, where we can, we will ask the third party to agree to our privacy policies;
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11. Process my personal information to perform fraud checks, as well as to report any suspected fraud linked to my Identity Number to the South African Fraud Prevention Services;
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12. Retain my personal information for as long as is reasonably necessary and legally required in terms of the business processes related to this service.
