Bond Origination
What do we do?
Bond origination is the process of securing a home loan (mortgage) through a bank to finance the purchase of a property. We act as an intermediary between the buyer and multiple banks, helping to compare loan offers and negotiate the best possible interest rate and terms on the buyer’s behalf.
Our services are free to the applicant / buyer, as the we are paid a commission by the bank once the loan is approved. The process typically involves assessing affordability, submitting a single application to several lenders, and guiding the client through approval and registration.
Bond origination has become a standard part of the home-buying process in South Africa because it simplifies access to finance and can improve a buyer’s chances of securing a favourable deal.
Benefits of using Simply Bonds
1 Application, Multiple banks
We submit your application to several banks at once, saving you time and increasing your chances of approval.
Better interest rates
We bring business to banks regularly, therefor we often negotiate more competitive interest rates than you might get on your own.
Our services are free
You don’t pay for any of our services — the bank pays the Simply Bonds a commission once your loan is approved.
Expert guidance through the process
We help you understand affordability, paperwork, and requirements, making the process much less confusing.
Higher chance of approval
Simply Bonds know what banks look for and can structure your application to improve your chances of getting approved.
